After 2 years and 5 months leading Takaful Indonesia Group, I have decided to take a break and return to Malaysia. This took effect from 16 October, 2009. Nevertheless, the experiences acquired during the tenure was very valuable for my future career. It has given me a hands-on knowledge and experience pertaining the insurance and takaful industry in Indonesia which I can honestly describe as 'lack' of global exposure punch. Nevertheless, in view of it's large population and huge country, I personally wish to conclude that it is a hugely untapped market where investors should see it as a potential for business expansion.
For those who are interested to venture into Indonesia particularly in insurance or takaful business, you may contact me for professional advise and consultation (saifulyazan@yahoo.com). As people say, "preventive is better than cure", I would strongly recommend those investors to do your homework well prior to serious engagement. There may be large gaps between the reality and your expectation, if your fact finding is too premature. Take this as a friendly advise and reminder. Whatever it is, we all believe to "high risk high return" therefore let's ensure that the risk is well calculated risk so that our return is also predictable.
